1. Introduction

a. These Terms and Conditions govern your access to and use of websites, funnels, landing pages, digital products, programs, quizzes, memberships, and services operated by Katrina Kavvalos trading as Katrina Kavvalos International Pty Ltd (“I”, “me”, “my”, or “we”).

b. By accessing this website, purchasing any product, or participating in any program or membership, you agree to be bound by these Terms and Conditions.

c. If you do not agree, you must not use my services.

2. Services Covered by These Terms

a. These Terms apply to all products and services offered through my websites and funnels, including but not limited to:

i. Dream Life Decoder and related quizzes or assessments

ii. Dream Life Blueprint and related digital products

iii. Dream Life Rewiring Formula programs and materials

iv. Dream Life Reset mini programs or downsell offers

v. Dream Life AI Academy membership

vi. Any related personal development, mindset, or educational content

vii. Any future products, programs, or services offered by me

b. These Terms apply to both free and paid services.

3. Eligibility

a. You must be at least 18 years old to purchase or use my services.

b. By using my services, you confirm you are legally capable of entering a binding contract.

4. Educational Purpose Only

a. All products and services are provided for educational and informational purposes only.

b. They do not constitute medical, psychological, financial, legal, or therapeutic advice. c. You are responsible for your own decisions and actions.

5. Personal Responsibility

a. You acknowledge that personal development and mindset results vary between individuals.

b. Your results depend on your own effort, application, and circumstances.

c. You accept full responsibility for your outcomes.

6. AI Assisted Content 

a. Some programs or tools may incorporate artificial intelligence-based tools, prompts, or systems.

b. AI generated outputs are informational only and may not be accurate, complete, or suitable for your situation.

c. You must use your own judgment before relying on such outputs.

7. Payments 

a. All prices are listed in USD dollars.

b. Payment is required in full at the time of purchase unless otherwise stated.

c. You agree to provide accurate billing information.

d. If payment fails, access may be suspended or cancelled.

8. Memberships and Subscriptions

a. Dream Life AI Academy may be billed on a recurring basis.

b. By joining, you authorise recurring charges.

c. You may cancel before your next billing cycle.

d. No partial refunds are provided for unused time.

9. Refund Policy

a. Due to the digital nature of products, refunds are generally not provided.

b. Any specific guarantee will be stated on the sales page.

c. Nothing excludes your rights under Australian Consumer Law.

10. Intellectual Property

a. All content is owned by me or licensed to me.

b. This includes videos, text, frameworks, worksheets, branding, and methodologies.

c. You receive a personal, non-transferable licence to use materials.

d. You must not copy, share, resell, or distribute materials without permission.

11. User Conduct

a. You must not misuse my services.

b. I may remove access for inappropriate behaviour or breach.

12. Testimonials 

a. Testimonials reflect individual experiences.

b. They do not guarantee similar outcomes.

13. Limitation of Liability

a. To the maximum extent permitted by law, I am not liable for indirect or consequential loss.

b. My total liability is limited to the amount you paid for the product.

c. Nothing excludes liability that cannot legally be excluded.

14. Third Party Platforms

a. My services may rely on third party platforms.

b. I am not responsible for outages or platform failures.

15. Termination

a. I may suspend or terminate access if you breach these Terms.

b. No refund is required in such cases.

16. Privacy

a. Your use of my services is also governed by my Privacy Policy. 

17. Changes to Terms

a. I may update these Terms at any time.
b. Continued use constitutes acceptance of changes.

18. Governing Law

a. These Terms are governed by the laws of New South Wales, Australia.

b. Disputes are subject to NSW courts.